Well what a surprise today I got from the postman, two cheques turned up on was for a claim I made against my mortgage insurance and the other?? Well it turned out that not only had I taken Ill Health insurance out on my self due to the mortgage my employer had also done the same thing as just a perk for it staff, the two cheques totalled some £70,000 if I could I would have jumped with joy..

The first thing to pay off the mortgage, yeah I still had a few debts but with working still nothing I could not handle.